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Why Savannah is a Great Place to Live
Year after year, Savannah takes its place in the rankings of “Best Places to Live.” With plenty of charm and hospitality, it’s no wonder people have been migrating to the Hostess City. Though known as a dreamy vacation destination, Savannah is also an incredible place...
Pros and Cons of Buying a Home with an HOA
Are you trying to decide if a community with an HOA is right for you? Learning what an HOA is and how it will affect your day-to-day life is important before committing to an HOA community. With some community rules and regulations being stricter than others, it is...
What to do When Buying and Selling Your Home at the Same Time
The buying and selling processes are very different. With so many moving parts, buying or selling a home can be extremely time-consuming and tedious. In many cases, the need may arise to buy and sell a home simultaneously. Though this may sound complicated, it can be...
Costs to Consider When Buying a Home
After estimating how much a mortgage payment will be, many people stop there. However, it is essential to also consider the associated costs incurred during the home-buying process. While some costs are one-time fees, other costs are added to the mortgage payment or...
FHA or Conventional Loan: Which is Best?
Many loan types are available for homebuyers, with two of the most prevalent mortgage loans being FHA loans and conventional loans. These mortgage types influence your rates, terms, and qualification requirements, so it is crucial to consider the benefits of each. By...
5 Tips to Help You Get Approved for a Higher Mortgage Loan
With the rising cost of homes in the current market, many prospective buyers are searching for ways to get approved for a higher mortgage loan. Luckily, there are a number of ways to raise your loan amount so you can get the home of your dreams! If you are hoping to...
Should You Pay Off Your Mortgage Early?
A 30-year mortgage can be understandably daunting. Wanting to pay it off faster is normal, but it’s important to consider your finances before making the call. In some cases, it can be more beneficial to make the minimum required payments. Here are some factors to...
Ways to Increase Your Home’s Value
Whether you are looking to sell or want to invest in your forever home, it is important to keep your home’s value top of mind before making any significant updates. Considering which projects will add the most value to your home while staying within budget can help...
Is Buying a Home a Good Investment?
If you’re considering becoming a homeowner, you may wonder whether purchasing a home is a good investment. The answer is that it depends! Many things should be considered before taking the leap to purchase a home. With rapidly changing market conditions and varying...
What to Know When Starting the Homebuying Process
Purchasing a home can be an overwhelming experience, especially if it’s your first time. Finding where to start can be difficult, so it’s important to have a general understanding of the process before embarking on your homebuying journey. We’ve listed a few things...
What Makes Interest Rates Rise?
To put it simply, interest rates are the cost of borrowing money. Interest provides lenders compensation for taking the risk of loaning money. Based on several factors, interest rates ebb and flow, causing varying interest rates at any given time. Last year, interest...
Savannah Housing Trends
Savannah was established in 1733 by General James Oglethorpe as the first city in the colony of Georgia. Currently, with a population of around 405,000 in the metro area—which includes Chatham, Bryan, and Effingham counties—Savannah is the fourth most populous city in...