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A second mortgage is exactly what it sounds like—it’s an additional mortgage loan that is taken out while a first is still being paid. This second loan borrows from the equity of the first purchased home. In most cases, a second mortgage is a home equity loan or a...

Mortgage rates, also known as interest rates, are variable and dependent upon several economic factors, both external and personal. Over time, rates will continue to ebb and flow based on a variety of conditions. Though rates have roughly doubled within the past few...

The majority of homebuyers need a mortgage loan to purchase their home. As one of the biggest financial decisions a person will make in their life, mortgages should be taken seriously. Budgeting and planning are key to preventing mistakes from happening when...

Home equity is the amount of ownership a person has in their home, and it can be calculated by subtracting the amount owed on the home from the value of the home. It’s important to know that home equity can shift and is easily susceptible to change. Understanding what...

Millennials are defined as those following Generation X and preceding Generation Z born between 1981 and 1996. They face unique obstacles when it comes to home purchasing, including housing market conditions, staggering student loan debt, and the lingering financial...

The first hurdle to home buying for many prospective buyers is a down payment. Saving for a home down payment is more like a marathon than a sprint. Meeting your savings goal can take months—or even years. Especially for first time home buyers, a mortgage down payment...

Relocating to a new state can be both intimidating and exciting. A fresh start can come with some challenges, but there’s no need to worry! Get ahead of the curve with these helpful tips to guide you as you relocate to a new state.   Do Some Research Once you...

Have you heard about title insurance during your real estate transaction? As you near the closing table, cut through the confusion and dig in to how it can benefit you in the long run.   Title insurance is an important safeguard for both lenders and buyers in...

You’ve found a home you love—congratulations! Or maybe you have started looking for homes but haven’t found the right one yet. Regardless, once your offer is accepted, you should highly consider getting a home inspection before you close. It’s tempting to skip an...

There’s more to moving than packing up boxes! When moving to a new home, making sure you’ve notified relevant people and organizations is an important step in the moving process. Failing to share your new address can result in disconnected services, late fees, and...

Building a new home can be cumbersome with so many design options and a longer timeline than traditional home purchases. Still, it can be a great option for those who want more say-so in the overall look and design of their home. The home-buying process can take...

Year after year, Savannah takes its place in the rankings of “Best Places to Live.” With plenty of charm and hospitality, it’s no wonder people have been migrating to the Hostess City. Though known as a dreamy vacation destination, Savannah is also an incredible place...