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What is the Mortgage Underwriting Process?

What is the Mortgage Underwriting Process?

After a long search, you've finally found the perfect home for you! However, before you can officially call yourself a homeowner, you'll have to go through a few steps to finance your home. When you apply for financing, your lender will evaluate your credit and...

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Pros and Cons of Investing in Rental Properties

Pros and Cons of Investing in Rental Properties

Have you thought about investing in a rental property? If so, you're definitely not alone. Over the years, rental properties have become a popular and rewarding investment choice for many investors. Similar to any investment, however, there are certain risks...

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What are Conventional Loans?

What are Conventional Loans?

If you're looking to finance a home, it's essential to understand which loan type best meets your individual needs. For most homebuyers, the conventional loan is by far the most popular mortgage option. Unlike other mortgage types, such as FHA, USDA, or VA loans,...

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What is a Warranty Deed?

What is a Warranty Deed?

Since purchasing a home is such a significant financial commitment, certain precautions are put in place to protect buyers and give them more peace of mind. One of these precautions is a warranty deed, an important legal document often used in real estate transactions...

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Benefits of Purchasing a Second Home

Benefits of Purchasing a Second Home

Is owning a second home one of your financial goals? Whether you're dreaming of your very own getaway in your favorite destination or looking for a way to earn some extra income, there are several reasons you may want a second home. If the decision to purchase a...

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Understanding Closing Costs

Understanding Closing Costs

In addition to your down payment, there are other costs that you will incur as you purchase a home. Your closing costs, for example, are expenses you should be prepared for before you buy a house. Closing costs are paid during your real estate closing, the final step...

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A Guide to Basic Mortgage Terminology

A Guide to Basic Mortgage Terminology

Buying a home, especially for the first time, can feel like a complicated process. If you are new to residential lending and looking to secure a loan for an upcoming home purchase, you may encounter some mortgage jargon that is unfamiliar to you. Though it may seem...

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How Long Does the Home Buying Process Take?

How Long Does the Home Buying Process Take?

Homeownership is a significant milestone, and there are several steps homebuyers must take before they're handed the keys to their dream home. Of course, the exact timeline of the home buying process can vary and depends on your unique financial situation and how long...

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What Does My Mortgage Payment Cover?

What Does My Mortgage Payment Cover?

One of the most crucial steps of the home buying process is to evaluate just how much of a monthly mortgage payment you can afford.  First-time homebuyers may be surprised to learn that their monthly mortgage payment might not just cover paying back their mortgage...

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