BLOG

Mortgage Brokers vs. Banks

Mortgage Brokers vs. Banks

Home buyers often find themselves in the predicament of whether to select a bank or a mortgage broker for their home loan needs. While there are pros and cons to both, we think the positives of working with a mortgage broker outweigh the perks that a bank can offer ––...

read more
Is Now A Good Time To Refinance?

Is Now A Good Time To Refinance?

Are you thinking about refinancing, or wondering if now is a good time? To refinance your mortgage means your bank or mortgage lender approves you for  a new mortgage loan that pays off and replaces the old one. The interest rates for refinancing are currently low,...

read more
Is A Reverse Mortgage Right For Me?

Is A Reverse Mortgage Right For Me?

When considering a reverse mortgage, it’s helpful to know all the ways it could benefit you. A reverse mortgage simply allows you to convert part of the equity in your home into cash without having to sell your home, but there are a few things to keep in mind when...

read more
What Is The Adverse Market Fee?

What Is The Adverse Market Fee?

  If you’ve been looking into refinancing your mortgage, you may have heard the buzz lately about the adverse market fee. But what exactly is the adverse market fee? And who has to pay the fee? Back in August, the Federal Housing Finance Agency (FHFA) announced...

read more
The History of Mortgage Rates

The History of Mortgage Rates

Mortgage rates are all the buzz right now. It seems like everywhere you go, people are talking about how now is the best time to buy a home due to the historically low mortgage rates. This month, the mortgage rate fell to a historic low for 30-year fixed mortgages,...

read more
Top 3 Questions to Ask Your Mortgage Broker

Top 3 Questions to Ask Your Mortgage Broker

When you meet with a mortgage broker, you can never get too much information. Whether it’s your first time meeting with a broker or your 10th time, there are going to be dozens of questions you’ll need to get answered. Show up to your next appointment feeling prepared...

read more