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After estimating how much a mortgage payment will be, many people stop there. However, it is essential to also consider the associated costs incurred during the home-buying process. While some costs are one-time fees, other costs are added to the mortgage payment or...

Many loan types are available for homebuyers, with two of the most prevalent mortgage loans being FHA loans and conventional loans. These mortgage types influence your rates, terms, and qualification requirements, so it is crucial to consider the benefits of each. By...

With the rising cost of homes in the current market, many prospective buyers are searching for ways to get approved for a higher mortgage loan. Luckily, there are a number of ways to raise your loan amount so you can get the home of your dreams! If you are hoping to...

A 30-year mortgage can be understandably daunting. Wanting to pay it off faster is normal, but it’s important to consider your finances before making the call. In some cases, it can be more beneficial to make the minimum required payments. Here are some factors to...

Whether you are looking to sell or want to invest in your forever home, it is important to keep your home’s value top of mind before making any significant updates. Considering which projects will add the most value to your home while staying within budget can help...

If you’re considering becoming a homeowner, you may wonder whether purchasing a home is a good investment. The answer is that it depends! Many things should be considered before taking the leap to purchase a home. With rapidly changing market conditions and varying...

Purchasing a home can be an overwhelming experience, especially if it’s your first time. Finding where to start can be difficult, so it’s important to have a general understanding of the process before embarking on your homebuying journey. We’ve listed a few things...

To put it simply, interest rates are the cost of borrowing money. Interest provides lenders compensation for taking the risk of loaning money. Based on several factors, interest rates ebb and flow, causing varying interest rates at any given time. Last year, interest...

Savannah was established in 1733 by General James Oglethorpe as the first city in the colony of Georgia. Currently, with a population of around 405,000 in the metro area—which includes Chatham, Bryan, and Effingham counties—Savannah is the fourth most populous city in...

After a long search, you've finally found the perfect home for you! However, before you can officially call yourself a homeowner, you'll have to go through a few steps to finance your home. When you apply for financing, your lender will evaluate your credit and...

Have you thought about investing in a rental property? If so, you're definitely not alone. Over the years, rental properties have become a popular and rewarding investment choice for many investors. Similar to any investment, however, there are certain risks...

Does the news of current interest rates have you feeling confused unsure if it's the right time for you to finance a home? Padraic Robertson, President of Coastal Custom Mortgage, provides his expert opinion on today's mortgage interest rates and why prospective...