ABOUT
Based in Savannah, Georgia and serving surrounding areas, Coastal Custom Mortgage is a mortgage lending and brokerage company that provides homebuyers and homeowners alike with the tools to plan for and achieve financial stability when it comes to real estate endeavors. No matter the client’s starting point, Coastal Custom Mortgage is dedicated to building relationships with each of our clients while working toward long-term financial goals. Being a local mortgage lender , Coastal Custom Mortgage has the ability to work closely with clients and guide them through every step of the process to find the best wholesale lenders and products that meet their individual needs.
Coastal Custom Mortgage is staffed with experienced mortgage loan experts that are dedicated to working with families and individuals to set them up with customized lending programs. By offering Savannah and surrounding areas the most competitive rates for customized mortgage programs spanning conventional, FHA, VA, USDA, jumbo, and condominium, Coastal Custom Mortgage transforms eager homebuyers into successful homeowners. If you are interested in starting your home buying process with Coastal Custom Mortgage, feel free to contact us today.
OUR TEAM
- NMLSR #904786
- Licensed in Georgia, South Carolina & North Carolina
Padraic was born and raised in Savannah, Georgia before moving to Athens to attend the University of Georgia. After earning his Bachelor of Arts in Economics in 2005, Padraic moved back to Savannah to begin his career. Padraic held various positions in banking where he gained experience in consumer and commercial lending, investment services, and retail management. It was in mortgage lending, however that Padraic found his true passion.
With a commitment to working closely with each client that comes through the door, Padraic has become a reputable mortgage lender in Savannah. Padraic uses his banking and real estate background to determine the individual needs of each of his clients and decide which lenders and programs matches the clients’ background and lifestyle. Through conventional mortgages, VA loans, FHA loans, USDA loans, and more, Padraic provides home buyers with the tools to purchase their dream home.
Padraic is an active member of the Association of Independent Mortgage Experts, Savannah Mortgage Bankers Association, Home Builders Association of Greater Savannah, and the St. Patrick’s Day Parade Committee. In his spare time, Padraic enjoys spending time with his wife, two children, and dog as well as getting outdoors to play golf and other recreation activities.
- NMLSR #1551540
- Licensed in Georgia & South Carolina
Born in Panama City and raised in the United States by a bilingual family, Stephanie is fluent in both English and Spanish. As a child of immigrants, Stephanie understands first-hand the security and stability that homeownership can provide a family, which led her to a career as a mortgage loan officer.
Stephanie specializes in the knowledge of Georgia first-time homebuyer programs and can customize conventional fixed-rate mortgages, VA home loans, FHA home loans, and USDA home loans for her local homebuyers. To ensure customer satisfaction, she monitors financial trends and loan products so that she can select the best possible solution to make it affordable for each of her borrowers to become homeowners.
Stephanie is a member of various organizations, including Mortgage Bankers of Savannah, National Association of Mortgage Brokers, Young Council of Realtors, Hispanic Chamber of Commerce, and Hispanic Metropolitan Chamber. Outside of work, Stephanie spends her time with her son, family, and friends.
- NMLSR #1873737
- Licensed in Georgia & South Carolina
A native of Boston, MA Sarah graduated from Providence College in 2001 with a degree in English. Although her first love was writing and communication, her career path ended up leading to investment services, where she earned her Series 6 and 63 licenses. From there she made the move to retail banking, and then finally finding her permanent home in mortgage lending in 2012. Sarah has extensive knowledge of mortgage underwriting guidelines, and up until making the move into loan originating, has been managing a pipeline of over 150 million in production volume. Sarah is thrilled to join the team at Coastal Custom Mortgage as a Senior Loan Officer! She truly believes in the message of the broker platform: clients first.
Sarah moved to Savannah in 2006 and fell in love with Savannah’s history, culture, and coastal beauty. She lives at The Landings on Skidaway Island. She enjoys walking, running, boating, and the beach- she loves to be outside in the beautiful low country! Sarah is also a second generation Italian who loves to cook and spend time with her 2 dogs, Titus and Eddie, and cat Penny.
- NMLSR #2115283
- Licensed in Georgia, South Carolina & North Carolina
Marco was born in Gainesville, Florida and grew up in La Ceiba, Honduras. After graduating from high school, he moved to Tampa, Florida and achieved one of his life goals, to join the US Army. During his service in the Army, Marco was originally stationed in Ft. Campbell, Kentucky and Geibelstadt, Germany. In 2003, Marco had the fortune of getting stationed at Hunter Army Airfield, Georgia where he spent his last 17 years of military service. During his time in service, Marco served 11 of 21 years of service in Special Operations and deployed 13 times around the world in support of combat and contingency operations. In 2020, he retired from the Army and decided to make Savannah his forever home while serving the community through mortgage lending.
Through high values of service and dedication, instilled during his time in the military, Marco provides exceptional and dedicated service to his clients. Through conventional mortgages, VA loans, FHA loans, USDA loans, and more, he provides clients with options tailored for them in their pursuit of home ownership.
Marco earned a Bachelor of Science in Sports and Health Science and a Master’s in Business Administration from American Military University. He’s also earned an Executive Certificate in Leading Successful Programs from Harvard Kennedy School and a Certificate in Business Analytics from Harvard Business School Online.
In his off-time Marco enjoys spending time with his wife and son. They enjoy traveling, hiking, kayaking, and spending time at the beach.
- NMLSR #2289144
- Licensed in Georgia
Lex is from a small city in Massachusetts and has always had the desire to travel to new places. She landed in Statesboro, GA to attend Georgia Southern University where she graduated with a Bachelors in Economics in 2020. The plan after graduating was moving to Colorado Springs to continue a career in retail management, but the pandemic threw a wrench in her plans. Lex still lives in Statesboro with her girlfriend Alex, two dogs: Marley and Copper and three cats: Fisher, Winston and Julian.
Lex is experienced on the post-closing side of transactions, but her true passion is getting to know her clients and helping them achieve their homebuying and personal goals. With her knowledge of the back end of a transaction, she is able to ensure the front end of the transaction is seamless and stress-free for everyone involved.
- NMLSR #1906192
- Licensed in Georgia, South Carolina & North Carolina
I’m here to serve Savannah area homebuyers looking for a local, experienced consultant that prioritizes clear communication and brings valuable, up-to-date information and expertise to support you throughout the mortgage process. Whether you’re a first-time or experienced homebuyer, refinancing your existing home, closing on an investment property, or interested in another loan from our comprehensive list of loan products, you deserve a quality lending partnership with a mortgage advisor who has a proven record of going above and beyond.
- NMLSR #2327754
- Licensed in Georgia
A native of Kingston Tennessee, Nicole graduated from Roane State Community College with a degree in Computer Art and Design. Nicole was a military spouse for 12 years, working to raise her children and take care of her family. Once her husband retired, and her two sons joined the Navy, Nicole found herself looking for work, and stumbled into the world of mortgage financing. Nicole began her career as a processor, and then moved through mortgage operations in various positions, eventually becoming a licensed loan officer. Nicole joins our team with a wealth of knowledge of mortgage guidelines. Due to her past military life, she focuses on VA loans in particular, and looks forward to serving our military families here in the Greater Savannah area. Nicole lives in Richmond Hill, GA with her husband Brian, and her 2 dogs Cash, an English Mastiff/Cane Corso mix, and Penny, a small mixed rescue.
- NMLSR #1828852
- Licensed in Georgia, South Carolina & Florida
- NMLSR #1357178
- Licensed in Georgia
Nic, originally from Wheeler, Texas, graduated from Cameron University in Oklahoma with a Bachelor’s degree in Business. He resides in Savannah with his wife Emily and their two children, Thompson and Evangeline. Nic and Emily are also dedicated dog fosters, having cared for over 150 dogs in the past 15 years, with three becoming permanent family members: Freddie Couples, Barry Manilow, and Meryl Streep.
Nic specializes in tailoring mortgage solutions to fit each client’s unique needs, ensuring timely closings and an exceptional customer experience, as reflected in client feedback and repeat business. He enjoys working with both experienced and first-time buyers, emphasizing clear communication throughout the process.
In his free time, Nic enjoys home projects, spending time with his kids at the pool, and playing golf. He is also mastering the art of packing for a beach day with young children. Nic is proud to call Savannah home and to be a part of the Coastal Custom team.