USDA Loans

USDA loans are loans issued through the United States Department of Agriculture home loan program. As an effort to stimulate the economy in rural communities across the nation, USDA loans provide affordable housing for residents in rural, and occasionally suburban, areas who do not qualify for traditional loans. Although these loans are known to have helped farmers across the country, only income and location are considered when issuing USDA loans. These loans make homeownership possible for low income families by offering a zero down payment option, flexible credit requirements, low interest rates, and a low monthly mortgage.

USDA loans make homeownership a reality for those who may not have been able to achieve it through other loan programs. With Coastal Custom Mortgage, you can receive expert advice from our experienced professionals on whether or not a USDA loan is the best option for you and what the next step would be towards receiving one. Contact us today to start working toward your homeownership goals.