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Home Maintenance Tips for Every Season
Consistent year-round maintenance is key to keeping your home in best shape over time. By breaking down tasks into seasonal routines, it becomes easier to stay on track and remember what needs attention. These timely check-ins not only boost your home’s value, safety,...
A Deep Dive Into Home Improvement Loans
Home improvement loans can be a great solution for homeowners looking to renovate, repair, or upgrade their property. While some projects may be able to be paid for out-of-pocket, other larger renovations may need to be financed. Whether you're updating your kitchen,...
Differences Between Home Equity Loans, HELOC, and Cash-Out Refinance
When homeowners need access to cash, their home’s equity can be a powerful financial tool. With multiple options available—home equity loans, home equity lines of credit (HELOCs), and cash-out refinancing—it can be difficult to determine which best suits your...
How To Prequalify for a Home Loan When You’re Self-Employed
Self-employment offers a wealth of benefits, including greater flexibility and the ability to steer your own career path. However, when it comes to securing home loans, the process can be more complex than it is for traditional employees. Lenders often require more...
Tips for Protecting Yourself From Mortgage Scams
There are a number of mortgage scams to watch out for during the home-buying process. Though an exciting time, unfortunately, it also presents opportunities for scammers to take advantage of unsuspecting buyers and homeowners. These scams can result in financial...
The Rise of Remote Work: How It’s Influencing Homebuying Decisions
The COVID-19 pandemic made remote work a new standard for millions, and many companies have since embraced it as a permanent option. This shift has transformed the spatial needs of remote workers, reshaping their housing preferences. Remote-working homebuyers enjoy...
Navigating Homeownership for Newlyweds
As newlyweds, the prospect of being first-time home buyers can feel both thrilling and overwhelming. It’s not just a financial investment; it’s a significant step toward building a shared future. With so many decisions to make, from finances to location, it’s...
Renting vs. Buying: Which is Best?
Are you on the fence about whether you should be renting or buying a home? You’re not alone. The answer isn’t the same for everyone. Fortunately, there are key indicators that can help guide you to the right choice. Long-term financial goals, current finances,...
Understanding Home Equity Lines of Credit (HELOCs)
A home equity line of credit, also known as a HELOC, is a huge asset for homeowners. HELOCs are a powerful tool that allow homeowners to liquefy the equity of their home. Once you understand what a HELOC is and how you can benefit from it, you can begin to take...
What You Need to Know About a Second Mortgage
A second mortgage is exactly what it sounds like—it’s an additional mortgage loan that is taken out while a first is still being paid. This second loan borrows from the equity of the first purchased home. In most cases, a second mortgage is a home equity loan or a...
The Impact of Economic Trends on Mortgage Rates
Mortgage rates, also known as interest rates, are variable and dependent upon several economic factors, both external and personal. Over time, rates will continue to ebb and flow based on a variety of conditions. Though rates have roughly doubled within the past few...
4 Mortgage Mistakes to Avoid
The majority of homebuyers need a mortgage loan to purchase their home. As one of the biggest financial decisions a person will make in their life, mortgages should be taken seriously. Budgeting and planning are key to preventing mistakes from happening when...