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Are you an active-duty service member or veteran looking to purchase a home? VA home loans are designed to help military personnel, veterans and certain other groups become homeowners at an affordable cost. VA loans are one of the most desirable loan programs...

Since 2020, mortgage rates have been at historical lows, and it doesn’t look like they will be on the rise anytime soon! If you're a homeowner looking to refinance, now is the perfect time to secure the best mortgage rate. Getting the best rate on a mortgage refinance...

Are you wondering when the best time is to purchase a house this year? Whether you're a first-time homebuyer or not, we can help you navigate through the uncertainties of purchasing a home in 2021.  As we saw in 2020, the mortgage rates were historically low. Because...

Buying a home is a big life decision that requires plenty of time, thought and effort. With the right help and information, home buying can be a fun and enjoyable experience that will teach you so much about the real estate and mortgage markets, especially if you’re a...

Home buyers often find themselves in the predicament of whether to select a bank or a mortgage broker for their home loan needs. While there are pros and cons to both, we think the positives of working with a mortgage broker outweigh the perks that a bank can offer ––...

Are you thinking about refinancing, or wondering if now is a good time? To refinance your mortgage means your bank or mortgage lender approves you for  a new mortgage loan that pays off and replaces the old one. The interest rates for refinancing are currently low,...

When considering a reverse mortgage, it’s helpful to know all the ways it could benefit you. A reverse mortgage simply allows you to convert part of the equity in your home into cash without having to sell your home, but there are a few things to keep in mind when...

  If you’ve been looking into refinancing your mortgage, you may have heard the buzz lately about the adverse market fee. But what exactly is the adverse market fee? And who has to pay the fee? Back in August, the Federal Housing Finance Agency (FHFA) announced...

Mortgage rates are all the buzz right now. It seems like everywhere you go, people are talking about how now is the best time to buy a home due to the historically low mortgage rates. This month, the mortgage rate fell to a historic low for 30-year fixed mortgages,...

When you meet with a mortgage broker, you can never get too much information. Whether it’s your first time meeting with a broker or your 10th time, there are going to be dozens of questions you’ll need to get answered. Show up to your next appointment feeling prepared...