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A 30-year mortgage can be understandably daunting. Wanting to pay it off faster is normal, but it’s important to consider your finances before making the call. In some cases, it can be more beneficial to make the minimum required payments. Here are some factors to...

Whether you are looking to sell or want to invest in your forever home, it is important to keep your home’s value top of mind before making any significant updates. Considering which projects will add the most value to your home while staying within budget can help...

If you’re considering becoming a homeowner, you may wonder whether purchasing a home is a good investment. The answer is that it depends! Many things should be considered before taking the leap to purchase a home. With rapidly changing market conditions and varying...

Purchasing a home can be an overwhelming experience, especially if it’s your first time. Finding where to start can be difficult, so it’s important to have a general understanding of the process before embarking on your homebuying journey. We’ve listed a few things...

To put it simply, interest rates are the cost of borrowing money. Interest provides lenders compensation for taking the risk of loaning money. Based on several factors, interest rates ebb and flow, causing varying interest rates at any given time. Last year, interest...

Savannah was established in 1733 by General James Oglethorpe as the first city in the colony of Georgia. Currently, with a population of around 405,000 in the metro area—which includes Chatham, Bryan, and Effingham counties—Savannah is the fourth most populous city in...

After a long search, you've finally found the perfect home for you! However, before you can officially call yourself a homeowner, you'll have to go through a few steps to finance your home. When you apply for financing, your lender will evaluate your credit and...

Have you thought about investing in a rental property? If so, you're definitely not alone. Over the years, rental properties have become a popular and rewarding investment choice for many investors. Similar to any investment, however, there are certain risks...

Does the news of current interest rates have you feeling confused or unsure if it's the right time for you to finance a home? Padraic Robertson, President of Coastal Custom Mortgage, provides his expert opinion on today's mortgage interest rates and why prospective...

If you're looking to finance a home, it's essential to understand which loan type best meets your individual needs. For most homebuyers, the conventional loan is by far the most popular mortgage option. Unlike other mortgage types, such as FHA, USDA, or VA loans,...

As you start searching for the perfect home, you'll likely hear that you need to be prequalified or preapproved for a mortgage before you can purchase a property. Prequalification and preapproval are types of mortgage approvals and refer to the steps a lender takes to...

Since purchasing a home is such a significant financial commitment, certain precautions are put in place to protect buyers and give them more peace of mind. One of these precautions is a warranty deed, an important legal document often used in real estate transactions...